Feature Importance
Get this object: archivist::loadFromLocalRepo(md5hash = "d0c4df572ef6b9dc993e8410cb894608", repoDir = "summaryRMS/repository")
| variable | dropout_loss |
|---|---|
| RMS 13vars | |
| _full_model_ | 0.2296592 |
| NumTrades90Ever2DerogPubRec | 0.2288443 |
| NoValid_NetFractionRevolvingBurden | 0.2290966 |
| NoValid_MSinceOldestTradeOpen | 0.2293108 |
| MSinceOldestTradeOpen | 0.2296231 |
| NoValid_NetFractionInstallBurden | 0.2296412 |
| RiskPerformance | 0.2296592 |
| NoValid_MSinceMostRecentDelq | 0.2298674 |
| No_MSinceMostRecentInqexcl7days | 0.2300656 |
| NumTotalTrades | 0.2301136 |
| NoValid_NumRevolvingTradesWBalance | 0.2302678 |
| NoValid_NumInstallTradesWBalance | 0.2304500 |
| NumTrades60Ever2DerogPubRec | 0.2304960 |
| MSinceMostRecentTradeOpen | 0.2306782 |
| NumInstallTradesWBalance | 0.2307863 |
| NoValid_NumBank2NatlTradesWHighUtilization | 0.2308103 |
| PercentTradesWBalance | 0.2309125 |
| MSinceMostRecentDelq | 0.2311267 |
| NetFractionInstallBurden | 0.2316973 |
| NumTradesOpeninLast12M | 0.2321237 |
| NoBureau | 0.2326402 |
| PercentInstallTrades | 0.2328584 |
| NoValid_MSinceMostRecentInqexcl7days | 0.2330707 |
| NumBank2NatlTradesWHighUtilization | 0.2347304 |
| NumRevolvingTradesWBalance | 0.2374351 |
| NetFractionRevolvingBurden | 0.2393731 |
| MSinceMostRecentInqexcl7days | 0.2396414 |
| MaxDelq2PublicRecLast12M | 0.2400939 |
| No_MSinceMostRecentDelq | 0.2413652 |
| AverageMInFile | 0.2417876 |
| PercentTradesNeverDelq | 0.2463823 |
| ExternalRiskEstimate | 0.2476396 |
| NumInqLast6Mexcl7days | 0.2491631 |
| NumSatisfactoryTrades | 0.2508349 |
| MaxDelqEver | 0.2515316 |
| NumInqLast6M | 0.2782569 |
| _baseline_ | 0.5071553 |
| GBM 10000 | |
| _full_model_ | 0.2658122 |
| NoValid_NumBank2NatlTradesWHighUtilization | 0.2637000 |
| MSinceMostRecentDelq | 0.2638242 |
| PercentInstallTrades | 0.2650754 |
| NoValid_MSinceMostRecentDelq | 0.2651075 |
| MaxDelqEver | 0.2651495 |
| NumBank2NatlTradesWHighUtilization | 0.2652496 |
| NoValid_MSinceOldestTradeOpen | 0.2655039 |
| RiskPerformance | 0.2658122 |
| NoValid_NetFractionRevolvingBurden | 0.2658122 |
| NoValid_NumRevolvingTradesWBalance | 0.2658122 |
| NumTrades90Ever2DerogPubRec | 0.2660865 |
| No_MSinceMostRecentDelq | 0.2661585 |
| NoValid_NetFractionInstallBurden | 0.2664148 |
| NoValid_NumInstallTradesWBalance | 0.2668072 |
| NumTrades60Ever2DerogPubRec | 0.2672657 |
| No_MSinceMostRecentInqexcl7days | 0.2684849 |
| NumTradesOpeninLast12M | 0.2690175 |
| MSinceMostRecentTradeOpen | 0.2692257 |
| MSinceOldestTradeOpen | 0.2694239 |
| NoValid_MSinceMostRecentInqexcl7days | 0.2709414 |
| NumInqLast6Mexcl7days | 0.2725271 |
| PercentTradesWBalance | 0.2726352 |
| NumTotalTrades | 0.2728694 |
| NetFractionInstallBurden | 0.2742248 |
| NoBureau | 0.2750877 |
| NumInstallTradesWBalance | 0.2751518 |
| MaxDelq2PublicRecLast12M | 0.2756102 |
| MSinceMostRecentInqexcl7days | 0.2770917 |
| NumRevolvingTradesWBalance | 0.2783050 |
| ExternalRiskEstimate | 0.2802049 |
| PercentTradesNeverDelq | 0.2806474 |
| AverageMInFile | 0.2815924 |
| NumInqLast6M | 0.2836545 |
| NumSatisfactoryTrades | 0.2914845 |
| NetFractionRevolvingBurden | 0.2943774 |
| _baseline_ | 0.5020341 |
| Score Card | |
| _full_model_ | 0.2422701 |
| MSinceMostRecentInqexcl7days | 0.2391849 |
| RiskPerformance | 0.2422701 |
| MSinceMostRecentTradeOpen | 0.2422701 |
| NumTrades60Ever2DerogPubRec | 0.2422701 |
| NumTrades90Ever2DerogPubRec | 0.2422701 |
| MaxDelqEver | 0.2422701 |
| NumTotalTrades | 0.2422701 |
| NumTradesOpeninLast12M | 0.2422701 |
| NumInqLast6Mexcl7days | 0.2422701 |
| NetFractionInstallBurden | 0.2422701 |
| NumInstallTradesWBalance | 0.2422701 |
| PercentTradesWBalance | 0.2422701 |
| NoBureau | 0.2422701 |
| NoValid_MSinceOldestTradeOpen | 0.2422701 |
| NoValid_MSinceMostRecentDelq | 0.2422701 |
| No_MSinceMostRecentDelq | 0.2422701 |
| No_MSinceMostRecentInqexcl7days | 0.2422701 |
| NoValid_NetFractionRevolvingBurden | 0.2422701 |
| NoValid_NetFractionInstallBurden | 0.2422701 |
| NoValid_NumRevolvingTradesWBalance | 0.2422701 |
| NoValid_NumInstallTradesWBalance | 0.2422701 |
| NoValid_NumBank2NatlTradesWHighUtilization | 0.2422701 |
| MSinceMostRecentDelq | 0.2425904 |
| PercentInstallTrades | 0.2433112 |
| MSinceOldestTradeOpen | 0.2440960 |
| MaxDelq2PublicRecLast12M | 0.2441620 |
| NumInqLast6M | 0.2449468 |
| NumBank2NatlTradesWHighUtilization | 0.2455575 |
| NumRevolvingTradesWBalance | 0.2467327 |
| AverageMInFile | 0.2468428 |
| NetFractionRevolvingBurden | 0.2478478 |
| PercentTradesNeverDelq | 0.2485765 |
| NoValid_MSinceMostRecentInqexcl7days | 0.2510451 |
| NumSatisfactoryTrades | 0.2564726 |
| ExternalRiskEstimate | 0.2603466 |
| _baseline_ | 0.5046047 |